Welcome to South Carolina Housing Assistance

Helping Homebuyers Secure Up to $12,000 in Non-Repayable Assistance

At South Carolina Housing Assistance, our mission is simple: to make homeownership more accessible for more people. We offer down payment and closing cost assistance to everyday homebuyers — with no income limits, no repayment requirements, and no strings attached.

Whether you're buying your first home, moving to a new one, or just looking to hold onto more of your hard-earned savings, we’re here to help you buy smarter, save more, and feel confident every step of the way.

Welcome to Homestart Assistance

Helping Homebuyers Secure Up to $23,000 in Non-Repayable Assistance

Homestart Assistance provides down payment and closing cost assistance to everyday home buyers — no income limits and no repayment required. Whether you're buying your first home, upgrading, or just trying to keep more of your savings, we’re here to help you buy smarter and save more.

💡 How It Works

  • Up to 3.5% of the purchase price (up to $12,000) to use toward your down payment

  • Additional funds to add to your savings

  • No repayment. No second lien. No restrictions on how long you must own the home.

  • Offered exclusively through a network of approved mortgage lenders across South Carolina

  • Available to all qualified FHA buyers, not just first-timers

  • No income caps

👥 Who We Help

First-time homebuyers

High-income earners with little savings

Buyers with no access to gift funds or other assistance

Borrowers needing to pay off debt to qualify

Buyers wanting low cash-to-close options

Move-up or downsizing homeowners waiting to sell another home

💡 How It Works

  • Up to 3.5% of the purchase price (up to $13,000) to use toward your down payment

  • Additional funds to add to your savings

  • No repayment. No second lien. No restrictions on how long you must own the home.

  • Available through approved mortgage lenders

  • Not limited to first-time buyers

  • No income caps

👥 Who We Help

First-time homebuyers

High-income earners with little savings

Buyers with no access to gift funds or other assistance

Borrowers needing to pay off debt to qualify

Buyers wanting low cash-to-close options

Move-up or downsizing homeowners waiting to sell another home

📩 Get More Info or See If You Qualify

Fill out the quick form below and we’ll connect you with a qualified assistance

specialist.

📩 Get More Info or See If You Qualify

Fill out the quick form below and we’ll connect you with a qualified Homestart Assistance specialist or lender in your area.

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